Hot Rod Insurance?

[camcojb]

Who's go the best insurance for our cars?

Has anyone had to make a claim for an accident or theft and have a good experience with the insurance company?

I don't want to have my car totaled or smashed up and only get $1,800 value.

Thanks,
Tony~

Tony,

Make sure your policy is an AGREED value policy, not stated value. That is the ONLY way to guarantee the payout in a total loss. The stated value policies seem like they'll pay that; after all, they get an appraisal, agree to a value, and base your premiums on that value. However, that is the most they will pay, but not necessarily the least. They can still look for comparable cars, depreciate, etc.



I've had Grundy and Hagerty. No claims with Grundy but I did have a several thousand dollar "mishap" with Hagerty and they covered it quickly and professionally.

Jody