Homeless Homeowner

[mc84_zz4]

Wow, what a mess.
I'd call the title company that handled the property sale and see what they may offer for tips, the home must have
been inspected prior to the sale, and should have noted if there were issues at that time.
If the city changed the area property drainage after that, it could be a partial source of the problem (?)
The mortgage company is essentially the owner of the house, they could be sympathetic to the problem, and may give some guidance, they also stand to lose some $.

What happens if the house would collapse and kill some people inside? then who is responsible?
The Builder? the engineer that signed off on the pier specifications? The pier and foundation specs should be documented somewhere, or the lot information should have a special footnote somewhere (?)
I hear that they said it was 'built to code at the time', what was the code? was it truly to specs?

Maybe the only option is to lawyer-up.