Thank you State Farm!

[Steve1968LS2]

First of all for fixing Penny. We're in the last week of repairs and I should have her back this weekend. Then she goes to get some interior work. Total bill for the repairs is over $34,000.. yikes!
I wonder if the guy's companie's premium went up?

Oh, and thanks to State Farm for buying me a set of new seats.. this is where I spent my "settlement" money.



best seats out there and I've ran them in this fabric on my last two cars, might as well continue the tradition.

I would also like to say that State Farm was EXCELLENT to deal with. Once they understood the car they took care of me and "did the right thing". They never tried to screw me and the adjuster I talked with was always pleasent and very nice (ie, empathetic). They get a big gold star on this one!

[WS6]

glad to hear it cause I am with State Farm right now for both my car and bike

[DFAuto]

Congrats and it will be nice to have that behind you. It is good to hear that an insurance company out there will take care of us guys who put a lot of time money and effort into having really nice cars.

[strokedelky]

Good to hear that she will be back on the road soon. Also that State Farm took care of things. I too am with them and rolled my last truck in November. Had a cheque in hand exactly 2 weeks after the accident and was pretty close to what I thought it was worth.

Darren

[69Nova]

Glad to hear everything worked out. And awseome seats!

[trapin]

Steve...I thought you hassled with these guys initially?

That's great that they fixed your car, but I still think having State Farm's "stated value" classic car insurance is a great risk to have on any classic car.

I'm glad to see they took care of you in this situation.

[JEFFTATE]

I like those Recaros Steve.
What model are they ?

Do they have adjustable knee bolsters ?

[Steve1968LS2]

Steve...I thought you hassled with these guys initially?

That's great that they fixed your car, but I still think having State Farm's "stated value" classic car insurance is a great risk to have on any classic car.

I'm glad to see they took care of you in this situation.

Just a little, they wanted to pay $48 and hour (like a normal, newer car repair). Once I showed them the car and explained things they ok'd the repair with even an appraisal of the car. I think they were happy I didn't ream them with the old "neck brace" routine. lol

[Steve1968LS2]

I like those Recaros Steve.
What model are they ?

Do they have adjustable knee bolsters ?

It's the "SPEED" model. I usually get the "STYLE" model but I needed pass throughs this time.

Adjustable side bolsters and the knee bolsters extend. Lumbar support and the seats ride on a ball bearing "cushion"..

[Steve1968LS2]

Steve...I thought you hassled with these guys initially?

That's great that they fixed your car, but I still think having State Farm's "stated value" classic car insurance is a great risk to have on any classic car.

I'm glad to see they took care of you in this situation.

True, you NEVER EVER want a Stated Value plan.. but in this case they did good with "making me whole".

I've heard that both State Farm and Farmers will be (are?) now offering Agreed Value plans. I would want to see it in writing though.

[MrQuick]

good to hear steve. now get to work.

[vanzuuk1]

I am sure it was covered elsewhere but what is issue with the stated value plan?, what is the plan to ask for?.

[Rick Dorion]

Glad it worked out, Steve. That says alot about the company. It'll be interesting if they offer agreed value policies and are competitive.

[jy211]

Steve,
What kind of policy did you have with them? I have the camaro and 56' insured through them...but I know they'd give me huge fits if I was in an accident with either...knocking on wood...

[Jim Nilsen]

The thing to remember is that Steve got hit and it wasn't his fault and it was the other persons insurance that paid. If Steve had caused the accident and State Farm or any other insurance company would have had to pay to fix it ,it wouldn't have been so good and the fight would have been more. Most insurance companies always pay the other person you caused the damage to much better than they will treat you. An AGREED VALUE policy is the only way to go if you don't want to get the small end in the end.

I am soooo glad to see it all turn out great in the end, the results Look GREAT!!!!!

[Steve1968LS2]

I am sure it was covered elsewhere but what is issue with the stated value plan?, what is the plan to ask for?.

Don't you read PHR? lol

In a stated plan you say what your car is worth but the company doesn't have to "agree" on it so they can pay up to that amout or less.

In an agreed value policy you and company BOTH agree to the value of the car.

HUGE difference in how it works out in the event of a loss, especially a complete loss.

[Steve1968LS2]

The thing to remember is that Steve got hit and it wasn't his fault and it was the other persons insurance that paid. If Steve had caused the accident and State Farm or any other insurance company would have had to pay to fix it ,it wouldn't have been so good and the fight would have been more. Most insurance companies always pay the other person you caused the damage to much better than they will treat you. An AGREED VALUE policy is the only way to go if you don't want to get the small end in the end.

I am soooo glad to see it all turn out great in the end, the results Look GREAT!!!!!

You sir are a genious! ... very well put and 100% correct. My deal went well MOSTLY because I was 0% at fault. Still, SF could have been more difficult and they weren't.

Go agreed value or be very sad is something bad happens and it's your fault (or even partly your fault, or not your fault at all and the other guys insurace is crud or non-existant).

[steemin]

Steve,
I am glad that everything went well.
As I am sure you know this could have been a battle.
Kudos to you for posting positive comments on your good experience!
Scott

[BonzoHansen]

So the lesson here is get hit by someone insured by SF. LOL

[BADVELLE]

Man, it just keeps getting better!