Insurance 101

[Morgan]

I second both Patrick and Brian. I own an insurance agency that insures shops. Garage Keepers Legal Liability is just that: Legal Liability by the shop providing physical damage to your vehicle while it is in their possion (keeping). A very different coverage than General Liability which a shop owner should also have. There are smaller shops out there than may only have General Liability and therefore may create some kind of waiver for you to sign. Be careful with those types of shops.