What Insurance Company are you guys using?

[tonyvol]

Hey guys, I contacted Hagerty's about getting insurance on my 67 camaro and I got a call back from them today that they wouldn't cover it to be driven on the road. Reason was it has too much h.p. Who are you guys using for insurance?

Thanks

[TheJDMan]

You need to contact Morgan owner of Hayden Wood Insurance. He is a member here and an independent Hagerty agent.

http://haydenwood.com/hwimotors/

[alocker]

Did they ask you how much HP it had?

[Kcrain]

I am using American Collectors Ins. Had for about 15 years low rates great coverage. Had 1 claim car was in the home garage during a house fire every thing that was not distroyed by fire was black from heavy smoke damage. The one and only time I put the car away without putting windows up and locking up the tan leather interior was ruined the car was solid black from heavy soot. They paid for all repairs no questions asked no deductible at the shop of my cousing. I've got nothing to complain about there service.
Keith

[Schwartz Performance]

We've used ANPAC with decent results.

[Barrrf]

Im covered through Hagerty. They not one single time asked me what engine or horsepower I had. In fact, they only looked at 1 single picture of the car.

[howehot]

Hagerty.

[tommycomfort]

We insure both our 66 and our 64 wagon with Alex Larue (www.larueclassics.com). He's the agent and we actually have the insurance with American Modern. Larue had been involved in the Chevellabration Chevelle show in TN for years and we met him there. After Deb hit the semi-truck driveshaft last August in the 66 we put our insurance through the test and have zero complaints!

[mpozzi]

Hagerty but American Modern and Grundy are also excellent insurance carriers. All will have special restrictions for their collector car policies as they're "agreed value." Can't remember if they asked about horsepower but I do know their ears perked when I told them about the roll bar.

Mary Pozzi

[Schubitzky]

I applied to Grundy, but they declined to cover me because I mentioned using the car for autocross and/or drag racing. I knew they wouldn't cover it during the event, but figured I could get coverage driving to an event or just regular pleasure driving.

I ended up with Heacock Classics (American Modern). They said I am covered up until the car entered competition (clock starts or lights turn green). Premium was $250/yr. There was a fairly detailed worksheet to fill out describing all the modifications done to the car and I had to provide pics.

[Alex in KY]

Thanks for the kind words Tom. I wish I had a lot more customers like you and Deb. Check our website www.LaRueClassics.com or give us a call 800-303-3518. Located in sunny downtown Hodgenville, KY, 20+ years experience and licensed in 38 states.

[DRJDVM's '69]

Grundy.... Had to make a claim about 2 years ago and then added other items about 6 months later after more damage was discovered..... They never blinked an eye at any of it.... Quick and easy to deal with... Highly recommend

[SPCHIV]

Second the "call Morgan" comment.

[LS1-IROC]

Grundy has worked well for me.

[Jetfixr320]

It was either Hagerty or Grundy that denied me Insurance on my Fairlane and Falcon as soon as they heard the Suspension had been modified.

NCM Insurance is who I use. http://www.ncminsurance.com/our-collector-car-insurance-claims-management-proof-is-in-the-performance.html

Agreed upon value, Accepted my list of mods and had to send several pictures of the cars.

[GT500KR_Vert]

I just submitted to Hagerty, I have a Rod & Custom Front and Rear Coilover suspension and a lot of other updates, I'll see what they say.

[JLMounce]

I spoke with Hagerty and I was surprised at how much they allowed. I haven't chosen an insurer yet, but I specifically asked hagerty about modifications and performance driving events. The gentleman had no problems with my modified car and although the car couldn't be covered during the performance event, for typical street driving and such it would be.

It's interesting to hear how other people's quotes and policies differ.

[KMD]

I have Condon Skelly. They sent someone out to look at the car. He took pictures and we discussed and agreed on the coverage. (It is an agreed upon value policy)
It was less expensive than many I called, with the same coverage limits. I have had this insurance for 3 years and the price has not changed.

http://condonskelly.com/

[stealth71]

Thanks for the kind words Tom. I wish I had a lot more customers like you and Deb. Check our website www.LaRueClassics.com or give us a call 800-303-3518. Located in sunny downtown Hodgenville, KY, 20+ years experience and licensed in 38 states.

Another vote for LaRue. Alex is always there to help.

[wadem]

Thanks for the kind words Tom. I wish I had a lot more customers like you and Deb. Check our website www.LaRueClassics.com or give us a call 800-303-3518. Located in sunny downtown Hodgenville, KY, 20+ years experience and licensed in 38 states.


i just sent you an email about a quote on my car

[GT500KR_Vert]

ended up with Hagerty - was a little more money then two other quotes, but was pretty easy to sign up and get all the modifications and parts covered for my car.

[carbuff]

I needed to establish insurance on my car also, so this week I got quotes from Hagerty and LaRue. Hagerty was really expensive comparatively, and Alex was much cheaper for the same level of coverage. Also, it turns out that as a PT.com member, you get even more of a discount with him. I listed all of the modifications to my car, and sent the pictures of my build to document it all. Alex was great to work with, and the ultimate coverage is with American Modern.

Smooth setup so far...

[RSCam]

Hagerty on my 67 RS Camaro and yes it is highly modified. No problems or issues over the last 8 years I have been with them. I do not race my car. Just to note.

[patriot68]

I have Condon Skelly, Agreed policy for 75K costs 405 a year

[Steve Chryssos]

Here's Morgan Duffy and his Camaro. Think he gets it?
http://www.haydenwood.com/auto_info.html

https://static1.pt-content.com/images/noimg.gif

Another great choice for modified cars is Richard Ferguson at Hartland Insurance Group.
http://www.hartlandinsurancegroup.com/motorsport.html

Both offer modified street and separate track day insurance programs, if you're into that sort of thing. :naughty: Track day insurance is usually a per event, high deductible program. I've seen quote of $500 per event or $800 for three events. That's independent of your regular coverage. I think the deductible is like $5K with track day insurance. So, if you have a minor "off" and tear the exhaust of your car, the incident falls under the deductible. If, however, your car sustains major damage because some yahoo T-Bones you, The car is covered.

Stuff happens.

[Django]

We've never had an issue with Hagerty in that regard.